Frequently asked question

What we do?

We convert your plastic payment card into a luxurious metal card!

Which data is being transferred?
  • We are physically transferring your EMV chip from your old card.
  • We are also transferring the data from your magnetic strip.
Tap and Pay?
  • Is it working? The short answer is NO.
  • Your new card will be made entirely from Metal, and even if the Tap to Pay coil is embedded into your EMV chip, it’s hard for the signal to pass-through the metal in order to make the transaction.
  • You will get however way more compliments of your metal card, how heavy it is when you hand it over to your bartender 😉.
  • You can of course still use the Tap to Pay (NFC) function on your mobile device (if your bank supports mobile payments).
Chip size?

When you decide to order your new metal card through our online card builder you will need to select what is the chip size of your current plastic card which you are planning to convert into a metal one.

It is very important to pick the correct size when ordering.

Please make sure to double check the size of your plastic card chip, before continuing to the next steps since it can be that we don’t have in stock the desired color your want for the chip size of your card.

Our card builder is 99% always up to date with our stock check.

If we don’t have the selected chip size metal card color in stock you can select a different color instead, or wait until we restock!

If you don’t pay attention to the chip size, and we receive a different plastic chip card (the one which you are sending it to us to be converted) regarding of your card order, we will contact you as soon as possible so we can find the best solution for you.

Custom design?

Get in touch with us, so we can discuss about your artwork which you’ll want to be on your metal card.

It’s going to cost you a few extra bucks.

Signature?

You have an option to engrave your personal signature on the back side of your metal card.

If you opted-in for that upon placing and reviewing your order, you will receive an email from us where you will place your signature electronically.

You can do that from the comfort of your smartphone/tablet/computer.

Have a quick look in the video below and follow the steps in order to do this right. If you have any issues, please do not hesitate to reach out to us!

Is my data safe with you?
  • Lamoq (provided by AXN.DIGITAL LLC) is a registered company in Montenegro under the VAT 03332829.
  • We don’t store any personal payment data from our clients.
  • We will never ask for your card PIN.
  • Feel free to temporary freeze your card in your online banking before sending it to us.
How long does the process take?
  • Once we receive your card we begin the production of your new card.
  • It’s ready for postage in 1-2 business days
  • You will get inside our package your old and new card.
  • We advise you to send your plastic to us using DHL Express.
  • You can always track the status of your order in your account.
  • You will also get SMS push notifications.
  • If we have any issues we will contact your as soon as possible.
  • If you have any issues please contact us as soon as possible.
Insurance/Reimbursement of damaged card?
  • Please make sure that your card is not expiring soon. Let’s say that if it’s expiring in let’s say 6 months, in our opinion and logic it’s better to go and visit your bank to get a new fresh one which is valid for 2+ years.
  • You can however always purchase our insurance while you are making your card in our builder online, which offers you 2 years 1 hassle free replacement of your metal card.

    This applies to:

    • Lost card
    • Stolen card
    • Damaged card
    • Bank re-issued card
    • Expired card (if your card expires in the 2 years period)
  • Always send us a new plastic card!
  • We do not offer chip replacement of your Metal card – only plastic!
  • Your new plastic card must match the original card holder name and bank.

We guarantee 100% EMV chip extraction from your old plastic card using our own discreet method.

Lost/Stolen card?
  • Please contact your bank immediately!
  • You must treat your metal card the same as any payment card which is owned by the bank!
  • If you have purchased our insurance for your metal card, please have a look and read more above regarding the insurance.
Return Policy?

All sales are final and no refund will be issued.

Disclaimer!
  • Lamoq is not a bank or credit card company.
  • We do not offer credit.
  • We do not offer points.
  • We do not offer financial services.
  • There are no applications.
  • There are no annual fees.
  • There are no hidden fees.
  • There are no minimum purchase.
  • There are no credit checks.
  • We only upgrade your plastic payment cards by engraving the desired design onto your metal color of choice!
  • Your metal card will be valid the same as your plastic card which you are sending it to us to convert into metal.
Card/Bank Brands Logos

Your new metal card will not include any written information which is printed on your plastic, such as your bank name and logos of the card network providers.

How can I pay?
  • You can pay with cash upon delivery to the courier (available only in Montenegro).
  • You can pay for your order with us using your credit/debit card online – through the PayPal or PayDo’s payment gateway provider.
    • The card must be Visa Secure/MasterCard 3DS enabled.
  • PayPal
  • You can pay with Cryptocurrency.

*Payments made through our PayDo card provider may require you to verify your identity online which takes only a few minutes.
**For paying with your credit/debit card you will have to login/register with our payment provider PayDo
***For any issues, please contact us as soon as possible

Is your address/office open to the public?

Unfortunately at this moment no.

However in the near future we are planning to open our doors to the public, where you would have the ability to come in person at our office and talk about our next collaboration or project with a nice glass of champagne together!

Until then, feel free to contact us by sending us an email, calling us directly or engage with us on the social networks!

White Label/Collaboration/Partnership/Ideas?

Are you an established brand? Famous celebrity? Entrepreneur? Or just some big company which is interested in working with us?

Call us 😎

Where is my sensitive data being engraved?

All of your personal data such as first/last name and your card numbers will be engraved on the backside of your metal card.

If you want to hide some data and get a custom engraved back design, please get in touch with us so we can work on your custom design!

Why is there a hole in my old plastic card?

Once you receive your new metal card from us, you will also get your plastic which you sent to us for converting it into a metal.

Some other companies which are doing similar services as we do, don’t really care about details, and how to achieve the best solution of removing the EMV chip from the plastic without distorting/bending/burning your card.

Other competitors return the plastic card to their clients distorted/bended/burned out, which in our opinion is not that satisfying from the client endpoint.

You can still keep your old plastic card in your drawer.

Where can I use my new metal card?

Everywhere!

ATM’s and POS terminals.

Please avoid old and outdated looking ATM’s.

Delivery?

We ship worldwide!

Once you are done with the card builder, on the checkout page you will have the ability to choose between 3 options for sending your finished metal card to your address.

  1. Courier Delivery – Free shipping and ability to pay in cash upon delivering your card to the courier (available only in Montenegro 🇲🇪).
  2. Regular Post (5-15 Delivery Days) – Free shipping. You will get a tracking code once we ship your order.
  3. DHL Express – price is automatically calculated upon entering your correct delivery address. You will get a tracking code once we ship your order.

Please make sure to enter your address correctly.

If you have any issues, please contact us as soon as possible!

Didn’t found the answer to your question?
Feel free to contact us!

© 2024 LAMOQ by AXN.DIGITAL

© 2024 LAMOQ by AXN.DIGITAL

NLB BANKA
MasterCard Gold

DEBIT

  • Izdavanje Kartice
    1.50 EUR
  • Održavanje Kartice
    BESPLATNO
  • 🏧 Podizanje novca

    Ista banka + NLB Group

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka 🇲🇪

    Ostatak svijeta – 3.00% (min. 5.00 EUR)

    BESPLATNO
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa
    10.99 EUR
  • eBanking
    UKLJUČENO
  • Tekući/Devizni Račun
    SAMO TEKUĆI
  • Loyalty Program

    Specijalni popusti u prodavnicama u Crnoj Gori

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    DA

-10.99 EUR

-131.88 EUR

ZAPAD BANKA
MasterCard Gold

DEBIT

  • Izdavanje Kartice
    2.50 EUR
  • Održavanje Kartice

    Uz Lounge Key

    6 EUR
  • 🏧 Podizanje novca

    Ista banka + Hipotekarna

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    3.00% (min. 3.00 EUR)
  • 🏧 Uplata novca 🇲🇪
    NE
  • Održavanje Računa
    0.97 EUR
  • eBanking

    *Mobilna eBanking aplikacija je BESPLATNA!

    1.47 EUR
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program
    NE
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    NE

Bez eBanking
-6.97 EUR

Sa eBanking
-8.44 EUR

Bez eBanking
-83.64 EUR

Sa eBanking
-101.28 EUR

UCB
MasterCard Platinum

CREDIT

  • Izdavanje Kartice
    BESPLATNO
  • Održavanje Kartice
    10 EUR
  • 🏧 Podizanje novca

    Ista banka + CKB

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka 🇲🇪

    Ostatak svijeta – 3.50% (min. 3.50 EUR)

    3.00% (min 3.50 EUR)
  • 🏧 Uplata novca 🇲🇪
    NE
  • Održavanje Računa
    1 EUR
  • eBanking
    1 EUR
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program
    NE
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    NE

Bez eBanking
-11.00 EUR

Sa eBanking
-12.00 EUR

Bez eBanking
-132.00 EUR

Sa eBanking
-144.00 EUR

Hipotekarna Banka MasterCard Gold

CREDIT REVOLVING

  • Izdavanje Kartice
    5 EUR
  • Održavanje Kartice
    5 EUR
  • 🏧 Podizanje novca

    Ista banka

    2.00% (min 2.00 EUR)
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    3.00% (min 4.00 EUR)
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa
    3.50 EUR
  • eBanking

    *Ukoliko odlučite da odustanete od eBankinga, održavanje računa košta 3.00 EUR

    UKLJUČENO
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program

    Specijalni popusti u prodavnicama u Crnoj Gori

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    DA

Bez eBanking
-8.00 EUR

Sa eBanking
-8.50 EUR

Bez eBanking
-96.00 EUR

Sa eBanking
-102.00 EUR

Hipotekarna Banka MasterCard Premium

DEBIT

  • Izdavanje Kartice
    BESPLATNO
  • Održavanje Kartice
    BESPLATNO
  • 🏧 Podizanje novca

    Ista banka

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    3.00% (min. 3.00 EUR)
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa
    4 EUR
  • eBanking

    *Ukoliko odlučite da odustanete od eBankinga, održavanje računa košta 3,50 EUR

    UKLJUĆENO
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program

    Specijalni popusti u prodavnicama u Crnoj Gori

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    NE

Bez eBanking
-3.50 EUR

Sa eBanking
-4.00 EUR

Bez eBanking
-42.00 EUR

Sa eBanking
-48.00 EUR

Hipotekarna Banka Visa Infinite

DEBIT

  • Izdavanje Kartice
    BESPLATNO
  • Održavanje Kartice
    BESPLATNO
  • 🏧 Podizanje novca

    Ista banka

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    3.00% (min. 3.00 EUR)
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa

    *Plaća se godišnje

    240 EUR
  • eBanking
    UKLJUČENO
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program

    VISA popuste i ponude za vlasnike Infinite kartica

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    DA

Otključajte puni potencijal svoje kartice tako što ćete efikasno koristiti sve njene pogodnosti. Kada iskoristite prednosti funkcija kao što su besplatne posjete VIP aerodromskim salonima i premium usluge, shvatićete pravu vrijednost svoje kartice, potencijalno uštedeći značajne troškove.

-4.00 EUR

-48.00 EUR

*Gore navedene cijene su ukupne cijene umanjene za besplatne posjete aerodromima uz Lounge Key.

CKB Banka
Visa Signature

DEBIT

  • Izdavanje Kartice
    BESPLATNO
  • Održavanje Kartice
    BESPLATNO
  • 🏧 Podizanje novca

    Ista banka + OTP Group + UCB

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    2.00% (min. 1,99 EUR)
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa
    15 EUR
  • eBanking
    UKLJUČENO
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program

    VISA popuste i ponude za vlasnike Signature kartica

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    DA

-15.00 EUR

-180.00 EUR

CKB Banka
Visa Platinum

DEBIT

  • Izdavanje Kartice
    BESPLATNO
  • Održavanje Kartice

    *Prva godina je besplatna za novo izdatu karticu!

    2.50 EUR
  • 🏧 Podizanje novca

    Ista banka + OTP Group + UCB

    BESPLATNO
  • 🏧 Podizanje novca sa drugih banaka

    Crna Gora & Ostatak svijeta

    2.50% (min. 4.00 EUR)
  • 🏧 Uplata novca 🇲🇪

    Ista banka

    BESPLATNO
  • Održavanje Računa
    1.49 EUR
  • eBanking
    2.50 EUR
  • Tekući/Devizni Račun
    OBA
  • Loyalty Program

    VISA popuste i ponude za vlasnike Platinum kartica

    DA
  • PRIVATNO/LIČNO BANKARSTVO

    ili VIP Status

    NE

Otključajte puni potencijal svoje kartice tako što ćete efikasno koristiti sve njene pogodnosti. Kada iskoristite prednosti funkcija kao što su besplatne posjete VIP aerodromskim salonima i premium usluge, shvatićete pravu vrijednost svoje kartice, potencijalno uštedeći značajne troškove.

Bez eBanking:

Uštedite ±0.99 EUR | *Uštedite 3.49 EUR (besplatna kartica za prvu godinu)

Sa eBanking:

-1.50 EUR | *Uštedite 0.99 EUR (besplatna kartica za prvu godinu)

Bez eBanking:

Uštedite ±11.93 EUR | *Uštedite 41.93 EUR (besplatna kartica za prvu godinu)

Sa eBanking:

-18.07 EUR | *Uštedite 11.93 EUR (besplatna kartica za prvu godinu)

*Gore navedene cijene su ukupne cijene umanjene za besplatne posjete aerodromima uz Lounge Key.

NLB BANK
MasterCard Gold

DEBIT

  • Card Issuance Cost
    1.50 EUR
  • Card Monthly Cost
    FREE
  • ATM Withdrawal

    Same bank + NLB Group

    FREE
  • ATM Withdrawal Other Banks 🇲🇪

    Worldwide – 3.00% (min. 5.00 EUR)

    FREE
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost
    10.99 EUR
  • eBanking
    INCLUDED
  • Local/International Account
    ONLY LOCAL
  • Loyalty Program

    Special Discounts Across The Stores in Montenegro

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    YES

-10.99 EUR

-131.88 EUR

ZAPAD BANK
MasterCard Gold

DEBIT

  • Card Issuance Cost
    2.50 EUR
  • Card Monthly Cost

    With Lounge Key

    6 EUR
  • ATM Withdrawal

    Same bank + Hipotekarna

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    3.00% (min. 3.00 EUR)
  • ATM Cash-in deposit 🇲🇪
    NOT AVAILABLE
  • Account Maintenance Cost
    0.97 EUR
  • eBanking

    *Mobile eBanking is Free of charge!

    1.47 EUR
  • Local/International Account
    BOTH
  • Loyalty Program
    NO
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    NO

Without eBanking
-6.97 EUR

With eBanking
-8.44 EUR

Without eBanking
-83.64 EUR

With eBanking
-101.28 EUR

UCB
MasterCard Platinum

CREDIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost
    10 EUR
  • ATM Withdrawal

    Same bank + CKB

    FREE
  • ATM Withdrawal Other Banks 🇲🇪

    Worldwide – 3.50% (min. 3.50 EUR)

    3.00% (min 3.50 EUR)
  • ATM Cash-in deposit 🇲🇪
    NOT AVAILABLE
  • Account Maintenance Cost
    1 EUR
  • eBanking
    1 EUR
  • Local/International Account
    BOTH
  • Loyalty Program
    NO
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    NO

Without eBanking
-11.00 EUR

With eBanking
-12.00 EUR

Without eBanking
-132.00 EUR

With eBanking
-144.00 EUR

Hipotekarna Bank MasterCard Platinum

DEBIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost
    FREE
  • ATM Withdrawal

    Same bank only

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    3.00% (min 3.00 EUR)
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost

    *Paid annually

    50 EUR
  • eBanking
    INCLUDED
  • Local/International Account
    BOTH
  • Loyalty Program

    Special Discounts Across The Stores in Montenegro

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    NO

-4.16 EUR

-50 EUR

Hipotekarna Bank MasterCard Gold

CREDIT REVOLVING

  • Card Issuance Cost
    5 EUR
  • Card Monthly Cost
    5 EUR
  • ATM Withdrawal

    Same bank only

    2.00% (min 2.00 EUR)
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    3.00% (min 4.00 EUR)
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost
    3.50 EUR
  • eBanking

    *If you decide to opt-out from the eBanking the Account Maintenance costs 3.00 EUR

    INCLUDED
  • Local/International Account
    BOTH
  • Loyalty Program

    Special Discounts Across The Stores in Montenegro

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    YES

Without eBanking
-8.00 EUR

With eBanking
-8.50 EUR

Without eBanking
-96.00 EUR

With eBanking
-102.00 EUR

Hipotekarna Bank MasterCard Premium

DEBIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost
    FREE
  • ATM Withdrawal

    Same bank only

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    3.00% (min. 3.00 EUR)
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost
    4 EUR
  • eBanking

    *If you decide to opt-out from the eBanking the Account Maintenance costs 3.50 EUR

    INCLUDED
  • Local/International Account
    BOTH
  • Loyalty Program

    Special Discounts Across The Stores in Montenegro

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    NO

Without eBanking
-3.50 EUR

With eBanking
-4.00 EUR

Without eBanking
-42.00 EUR

With eBanking
-48.00 EUR

Hipotekarna Bank Visa Infinite

DEBIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost
    FREE
  • ATM Withdrawal

    Same bank only

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    3.00% (min. 3.00 EUR)
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost

    *Paid annually

    240 EUR
  • eBanking
    INCLUDED
  • Local/International Account
    BOTH
  • Loyalty Program

    VISA offers & Deals for Infinite Cardholders

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    YES

Unlock the full potential of your card by utilizing all its perks effectively. When you take advantage of features like the free airport lounge passes and premium utilities, you’ll realize the true value of your membership, potentially saving you significant costs.

-4.00 EUR

-48.00 EUR

*Those prices above are the total cost minus the free Lounge Key Airport Visits.

CKB Bank
Visa Signature

DEBIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost
    FREE
  • ATM Withdrawal

    Same bank + OTP Group + UCB

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    2.00% + 1.99 EUR
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost

    *75.000 EUR Minimum Balance Required

    15 EUR
  • eBanking
    INCLUDED
  • Local/International Account
    BOTH
  • Loyalty Program

    VISA offers & Deals for Signature Cardholders

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    YES

-15.00 EUR

-180.00 EUR

CKB Bank
Visa Platinum

DEBIT

  • Card Issuance Cost
    FREE
  • Card Monthly Cost

    *The First Year is Free for New Issued Card!

    2.50 EUR
  • ATM Withdrawal

    Same bank + OTP Group + UCB

    FREE
  • ATM Withdrawal Other Banks

    Montenegro & Worldwide

    2.50% (min. 4.00 EUR)
  • ATM Cash-in deposit 🇲🇪

    Same bank only

    FREE
  • Account Maintenance Cost
    1.49 EUR
  • eBanking
    2.50 EUR
  • Local/International Account
    BOTH
  • Loyalty Program

    VISA offers & Deals for Platinum Cardholders

    YES
  • PRIVATE/PERSONAL BANKING

    or VIP Status

    NO

Unlock the full potential of your card by utilizing all its perks effectively. When you take advantage of features like the free airport lounge passes and premium utilities, you’ll realize the true value of your membership, potentially saving you significant costs.

Without eBanking:

Save ±0.99 EUR | *Save 3.49 EUR (free card for the first year)

With eBanking:

-1.50 EUR | *Save 0.99 EUR (free card for the first year)

Without eBanking:

Save ±11.93 EUR | *Save 41.93 EUR (free card for the first year)

With eBanking:

-18.07 EUR | *Save 11.93 EUR (free card for the first year)

*Those prices above are the total cost minus the free Lounge Key Airport Visits.